Flood insurance should be affordable, advocates tell Congress

If you live in an area at risk of flooding, you are likely familiar with the National Flood Insurance Program, the federal program that provides the vast majority of flood insurance in the U.S. This year, the NFIP is up for renewal, which means that Congress will need to pass a law to sustain it. […]

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Free home elevation program in NYC could lower flood insurance costs

One of the few guaranteed methods for lowering increasingly expensive homeowner flood insurance is to elevate homes, but there is little public funding to help pay for the costly retrofits. But in a much-praised move, the State has announced a $7.5 million pilot program that will elevate homes owned by lower- and middle-income families in […]

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Help Us Get the Word Out About the Flood Insurance Affordability Study!

At the Center for NYC Neighborhoods, we are keeping a close eye on changes to the flood insurance program because we are deeply concerned about the impact that rising costs are likely to have on middle and working-class homeowners. We are working to make sure that impacted communities understand how flood insurance impacts them, and […]

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The Latest On Flood Insurance

Last month saw three important developments in the world of flood insurance that will have a big impact on New York homeowners: first, New York City has formally appealed FEMA’s proposed flood maps; second, we rallied for proposed New York State legislation to bring justice to victims of Hurricane Sandy who were short-changed by insurance […]

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Equitable Resiliency and Flood Insurance

On Earth Day, Mayor de Blasio released his OneNYC plan, a blueprint of policies and goals intended to help make New York City more sustainable, resilient, and equitable. The “Resiliency” plank of the Mayor’s plan includes ensuring that the city’s infrastructure is robust enough to withstand the challenges of natural disasters and climate change. As […]

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Flood Insurance Affordability Study

Note: This is the sixth part of a series of blog posts that examine the impact of changes to the National Flood Insurance Program (NFIP) on New York City’s coastal neighborhoods, many of which are home to many low-to-middle income homeowners. In this post, we partner with guest blogger Rebecca Elliott to examine the National […]

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Flood Insurance Changes Going Into Effect Today!

Starting today, homeowners in New York City and across America will see a significant increase in their flood insurance payments when their policies are renewed. What is happening? Most New Yorkers who live in the flood zone will see their insurance rate increase by up to 18%. Households whose homes were damaged during Hurricanes Sandy […]

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Coping with Big Flood Insurance Changes in NYC, Part IV: Mitigation

Note: This is the fourth part of a series of blog posts examining the impact of changes to the National Flood Insurance Program (NFIP) on New York City’s coastal neighborhoods, which are home to many low-to-middle income homeowners. In this post, guest blogger Rebecca Elliott, a PhD candidate at UC Berkeley and the Flood Insurance […]

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Rising Tides, Rising Costs: Flood Insurance & NYC’s Affordability Crisis

Our landmark 2014 report on Rising Tides, Rising Costs reveals how rising flood insurance costs and increased flood risk threaten both the housing affordability and safety of the over 400,000 New Yorkers who live in neighborhoods at  risk of flooding along and around New York City’s 520 miles of coastline. Explore the interactive version of Rising […]

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